Coverage Types

Two of the most commonly confused coverages in trucking insurance are Physical Damage and Motor Truck Cargo. Both involve property. Both pay out when something gets damaged. But they cover completely different things, and heavy haul operators need to understand the distinction — because both gaps can be expensive. Physical Damage: Protecting Your Equipment Physical…

If you’re hauling oversize or over-dimensional loads, you already know the job is different. The permits are different. The routes are different. The escorts, the timing, the liability exposure — all different. What many operators don’t realize until it’s too late is that their insurance is also supposed to be different. Standard Trucking Policies Are…