Riggers Liability Insurance for Heavy Equipment

Riggers Liability Insurance

If your operation involves lifting, moving, or setting equipment using cranes, rigging, or other lifting apparatus, riggers liability coverage is a critical part of your insurance program. Riggers liability protects against claims arising from damage to property in your care during lifting and rigging operations.

What Riggers Liability Covers

Riggers liability covers physical damage to property that is in your care, custody, or control during a lift or rigging operation. If a piece of equipment is damaged while you’re lifting it — whether due to rigging failure, operator error, or other covered causes — riggers liability pays for the loss. Standard cargo and general liability policies typically exclude property in the insured’s care, custody, and control, making riggers liability a necessary separate coverage for this exposure.

Who Needs It

Any heavy haul or specialty transport operation that also performs lifting, placement, or rigging services should carry riggers liability coverage. This includes operations that use cranes, hydraulic gantries, air casters, or similar equipment to load, unload, or position freight. It’s also required by many project owners and contractors as a condition of performing work on their site.

Project-Specific and Annual Policies

Riggers liability can be written on a per-project basis or as an annual policy depending on your volume of rigging work. We help you determine the right structure and make sure your limits are appropriate for the values of equipment you’re handling.

Related Coverage Scenarios

See how this coverage may apply in real-world oversize and heavy haul situations:

• Loading or Unloading Causes Damage
• High-Value Equipment and Machinery Moves