Exclusions for improper securement, packaging, or loading may limit or deny coverage
- Exclusions for improper securement, packaging, or loading may limit or deny coverage
- Care, custody, or control exclusions may apply when you are responsible for customer property during loading and unloading
- Unscheduled or leased equipment may not be covered if not properly reported or if covered auto symbols do not include hired or non-owned units
- High-value cargo or equipment may exceed sublimits or require declared values or special endorsements
- Contractual liability limitations or hold-harmless agreements may shift responsibility depending on how they are written
- Workers’ compensation exclusivity and state third-party-over rules may limit claims brought by employees injured during loading or unloading
Related coverage pages
- Motor Truck Cargo Insurance for Oversize Loads
- General Liability Insurance for Trucking Companies
- Auto Liability Insurance for Heavy Haul Trucking
- Physical Damage Insurance for Trucks & Trailers
- Riggers Liability Insurance for Heavy Equipment
- Workers Compensation Insurance for Trucking
- View All Coverage Scenarios
- Auto Liability
- General Liability
- Cargo Insurance
- Physical Damage Coverage
- Coverage Scenarios (Parent)
Related external resources
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